A Personal Story: On COBRA for the Dental – Jen, Thetford

Jen and her family had dental insurance until a few months ago when Jen lost her job. Fortunately, since they live in Vermont, Jen was able to get the family on VHAP and Dr. Dynasaur, but her daughter was seeing a pediatric dentist in New Hampshire. “My six year old had significant dental work that was needed and they had referred her to a specialist in Manchester, New Hampshire.” Because the regular family dentist refused to do the work, Jen was faced with the prospect of a seven hundred dollar to several thousand dollar dental bill for her daughter. “So I had to stay on COBRA which was $200 for our family for a month. It’s a lot since I’m totally on unemployment comp right now, which barely pays my mortgage. I’m not sure how I’m going to do next month but I have to do COBRA because I’ve got to stay with this specialist, because now she needs an extraction of four teeth. She just had three significant decays filled. I’m trying to find a Vermont dentist that eventually can take over the kids and I’m not sure what I’ll find.”

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