A Personal Story: Good Insurance Only Covers Half – Sean, Thetford

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Sean has had dental insurance intermittently throughout his life and feels as though he has always had it when he’s needed it. Even though he’s currently insured through his wife’s policy, he’s only gone to the dentist once in the last year and a half. “I don’t want to go in and find I need something done.” Affordability is the issue. They pay a lot of money for their son’s dental care, because he is eighteen and no longer covered by Sean’s wife’s policy. Even though Sean’s wife has a good insurance policy, it still doesn’t help enough: “She’s got as good as it gets, and it only covers half.” They currently have around $4,000 in unpaid dental bills. Still, Sean feels pretty lucky: “I’m 59 years old and have all my teeth—by Vermont standards, that’s not bad.”

Illustration by Dennis Pacheco.

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